The purpose of the policy is to cover the unpaid balance of the debt at the date of death of the debtor due to any cause not excluded, paying said debt to the Policyholder.  In the event of Total and Permanent Disability, the Company shall pay in a single payment to the Contracting Party the unpaid balance of the debt, which includes the principal, the current interest not paid by the Insured-Debtor at the time of the loss, as well as the premiums pending payment.

Basic coverage

• Death from any cause
• Additional coverage for total and permanent disability